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Owner's Title Insurance provides protection to the homeowner if someone sues and says they have a claim against the home from before the homeowner purchased it. 

When you purchase a home, you receive a document called a deed, which shows that the seller transferred their legal ownership, or “title” to their home, to you. Title insurance can protect you if you are later sued and someone says they have a claim against the home from before you purchased it. Common claims come from a previous owner’s failure to pay taxes or from contractors who say they were not paid for work done on the home before you purchased it.

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In Virginia, lenders require you to purchase a lender’s title insurance policy, which protects the amount that is lent. You may want to buy an owner’s title insurance policy, which can help protect your financial investment in the home. Contact Titleworks for a quote or discuss your title insurance needs.

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